Effective Date: April 22, 2025
Lendro Inc. (“Lendro”, “we”, “us”, or “our”) owns and operates the website located at www.lendro.ca (the “Website”). These Terms of Use apply to all users of the Website, including users who upload any materials to the Website, users who use services provided through this Website, and users who simply view the content on or available through this Website (“Users” or “you”).
By using this Website and/or services (defined below), you indicate your acceptance of these Terms of Use. If you do not accept these Terms of Use, then do not use the Website or any of its content or services. These Terms of Use may be amended or updated by Lendro from time to time without notice, and the Terms of Use may have changed since your last visit to this Website. It is your responsibility to review these Terms of Use for any changes. Your use after any amendments or updates of these Terms of Use shall signify your assent to and acceptance of such revised Terms. Any new features that may be added to this Website from time to time will be subject to these Terms of Use, unless stated otherwise. You should visit this page periodically to review these Terms of Use.
In order to use certain features of the Website, you may be required to provide certain personal information. All personal information you provide to us will be treated in accordance with the terms of our Privacy Policy, which is hereby incorporated by reference into these Terms of Use.
1. The Service
Lendro provides a platform for Users to access and compare financial products and services, including but not limited to personal loans, credit cards, and other financial tools (collectively, “Financial Products”). We aim to provide Users with information to help them make informed decisions regarding Financial Products best suited to their needs.
2. Financial Products Disclaimer
Lendro is not a provider or vendor of Financial Products. The information provided on the Website is for informational purposes only and should not be construed as financial advice or any other kind of advice. Lendro makes no representations or warranties about the accuracy of any information contained on the Website and shall not be responsible for any inaccuracies, misrepresentations, errors, or omissions in the information provided therein. Users are strongly encouraged to use discretion and to consult an independent competent professional before transacting with any vendor for any Financial Product.
3. Service Disclaimer
By using the services, you understand and acknowledge that Lendro provides a platform for Users to obtain information on and compare third-party Financial Products. Lendro is not responsible for any advice provided by any professional you consult, nor are we responsible for the acts or omissions of any vendor or User or for any actual, failed, proposed, or discussed transaction following your use of the services or any other decisions you make as a result of using the Website and/or services. Users hereby understand and agree to use the information contained on this Website at their own risk.
4. Registration
You do not need an account to view the Website; however, certain features of the Website may require registration. If you choose to register for an account, you agree to provide accurate and complete information and to keep this information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
5. User Content
All information, data, text, comments, software, music, sound, photographs, graphics, video, messages, or other materials, whether publicly posted or privately transmitted to the Website by Users (“User Content”), is the sole responsibility of such Users. Lendro does not control or actively monitor User Content and, as such, does not guarantee the accuracy, integrity, or quality of such content. Under no circumstances will Lendro be liable in any way for any User Content.
6. Restrictions on Use
In using the Website and/or services, you shall not:
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Copy any content unless expressly permitted to do so herein;
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Upload, post, email, transmit, or otherwise make available any material that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, invasive of another’s privacy, hateful, or racially or ethnically objectionable;
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Infringe any patent, trademark, trade secret, copyright, or other proprietary rights of any party;
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Transmit any unsolicited or unauthorized advertising, promotional materials, or any other form of solicitation;
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Transmit any material that contains software viruses or any other computer code designed to interrupt, destroy, or limit the functionality of any computer software or hardware.
7. Third-Party Links
The Website may contain links to third-party websites or services that are not owned or controlled by Lendro. Lendro has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Lendro shall not be responsible or liable for any damage or loss caused by or in connection with the use of any such content, goods, or services available on or through any such websites or services.
8. Termination
Lendro may, under certain circumstances and without prior notice, immediately terminate your ability to access the Website or portions thereof. Cause for such termination shall include, but not be limited to, breaches or violations of these Terms of Use or any other agreement that you may have with Lendro, requests by law enforcement or other government agencies, or unexpected technical, security, or legal issues.
9. Disclaimer of Warranties
The Website and all materials provided therein are provided “as is.” Lendro specifically disclaims all representations, warranties, and conditions, either express, implied, statutory, or otherwise, including but not limited to any implied warranties of merchantability, non-infringement, title, satisfactory quality, or fitness for a particular purpose.
10. Limitation of Liability
Under no circumstances shall Lendro be liable for any indirect, incidental, special, consequential, exemplary, or other damages whatsoever, including, without limitation, any damages that result from your use of or your inability to use the Website or the service.
11. Indemnification
You shall indemnify and hold Lendro and its subsidiaries, affiliates, officers, agents, and employees harmless from all claims, actions, proceedings, demands, damages, losses, costs, and expenses (including reasonable attorneys’ fees) incurred in connection with any materials submitted, posted, transmitted, or made available by you through the service and/or any violation by you of these Terms of Use.
12. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of